Cost to Study in USA for International Students: Tuition Fees, Living Expenses & More

The US higher education system is often regarded as the best globally, drawing many international students annually. The USA's Universities consistently rank among the best in the world, and it has the highest concentration of top-tier business schools. Be it an Ivy League University or any other top-notch University, they offer some of the world's top programs with excellent curriculum.

A degree from a US University is highly valued in the job market and gaining this qualification comes with associated monetary requirements. So, if you are planning to study in this most sought-after country, then this article is for you. Keep reading to get all the information regarding the cost to study in the USA.

Table of Content

1. Cost to Study in USA’s Leading Universities
2. Tuition Fees at Public Universities
3. Tuition Fees at Private Universities
4. Cost of Living in the United States
5. Cost to Study in USA: City-wise Living Expenses
6. Popular Types of Scholarships to Study in the USA
7. FAQs

Cost to Study in USA’s Leading Universities

The United States has both Public and Private Universities, with tuition fees being the primary expense for higher education. Public or State Universities have cheaper tuition rates than Private Universities. Higher education costs will also vary according to the degree pursued, and the Institution attended.

International students studying in the United States can tentatively expect a cost of between $25,000 and $45,000 per year. This includes the tuition fees and living expenses.

As you have read, the Universities in the USA offer a wide range of tuition fees. So, it is time to let go of the common misconception that the USA has high tuition fees. There are many affordable course options along with different kinds of funding accessible.

Let's look at the tuition fee structure in the USA to get a clear picture of what an aspiring international student aiming to study here should be ready for in terms of finances.

Tuition Fees at Public Universities

One of the highest and initial costs of studying in the USA is the tuition fee. This cost varies depending on several variables, including the type of University, the kind of degree program, the course taken, etc.

The following table gives you a range of the cost to study in Public Universities in the USA as per the degree you choose:

Tuition Fees at Private Universities

Compared to Public Universities, Private Universities have higher tuition fees. But be assured that they are worth every penny. Tuition fees at such top Universities in the USA are the same for all domestic and international students.

The following table gives you a range of the cost to study in Private Universities in the USA as per the degree you choose:

Cost of Living in the United States

The average cost of living in the United States is roughly $1,500 per month or $18,000 per year. This includes your accommodation, meals, transportation, publications, apparel suited for the season, and leisure activities. Let's look at the living costs and other expenses in the USA:

It is important to note that international students pursuing a Bachelor's degree have a mandate to stay on campus for the first year. Also, health insurance is compulsory for all international students who choose to study in the USA.

The above-mentioned figures are tentative in a general scenario, the next section has the details regarding the expenses for some of the popular states.

Cost to Study in USA: City-wise Living Expenses

The choice of place to study and live in the United States significantly impacts international students' overall cost of living. The cost of living will no doubt be higher in metropolitan areas like New York, Boston, and San Francisco than in rural areas like Seattle, Texas, and New Orleans. Listed below is the indicative range of living expenses that you need to fulfil while living in one of the best cities in the USA.

Other than the above-specified expenses, there can be some additional costs depending on your living choices and miscellaneous expenses.

By now we are sure that you have a clear understanding of the required expenses. So, if you are wondering how to pay for these expenses, our next section has some of the popular types of scholarships available for international students. While they are highly competitive in nature, you must also keep alternate funding options handy.

Popular Types of Scholarships to Study in the USA

The Government of the USA and many US Universities offer scholarships to international students based on merit, need, sports and sometimes extra-curricular excellence as well. Students can apply for the best scholarships based on their eligibility. In these scholarships, the most accrued costs like tuition, living expenses, etc. are usually covered. Students should also know that all these scholarships to study in the USA are quite competitive and limited in numbers.

1. Government-funded Scholarships
2. Privately Funded Scholarships
3. University Scholarships

You can check for such scholarships and their availability. Mostly, the process for applying for the same is separate and has specific deadlines.

The USA has consistently been ranked among the top places for studying abroad, and now that you know how much it would cost to attend classes there, it will be simpler to arrange all your expenses.

An Expert can be your helping hand in this process to streamline your study abroad journey. This is what KC Overseas Education does. As a leading name with 26+ years of experience, US Experts at KC not only help with the initial counselling and University shortlisting but also guide you as per your study budget. That’s not all, with KC you will get guidance for scholarships and overseas education loan support.

So, keep all your why study in the USA and other questions ready and connect with us virtually or visit our nearest office today to get started!

FAQs

1. What are the hidden costs of studying in the USA that students often overlook?

Hidden costs include application fees that go around $50–$100 per application, shipping costs for official documents if required and recreational expenses once you are in the USA.

2. How can international students save on tuition fees at U.S. Universities?

Students can save on tuition by enrolling in Universities with affordable fees, seeking tuition fee waivers based on need, applying to Universities with lower costs, and applying for scholarships if eligible.

3. What are the tax implications for international students working part-time in the USA?

International students on F-1 visas are subject to U.S. taxes. They must file Form 8843 annually and may pay federal, state, and local taxes depending on their income, but Social Security and Medicare taxes are usually exempt.

4. What are the low-cost states to live in for international students in the USA?

States like Texas, Ohio, Indiana, Florida, and Kansas offer a combination of affordable tuition rates, lower living costs, and cheaper transportation options compared to states like New York or California.

5. Are there any specific discounts available for international students in the USA?

Yes, many companies and services offer student discounts, including public transportation passes, software subscriptions and memberships for museums, gyms, and streaming services.

6. How can international students manage fluctuating exchange rates when planning finances?

Students can manage exchange rate risks by using forex cards, setting up remittance services with fixed rates for transfers, or paying tuition in advance to lock in favourable rates.